The head of T-Technologies proposed to simplify income accounting using multi-banking

On November 13, Stanislav Bliznyuk, President of the T-Technologies Group, proposed using multi-banking to account for clients' incomes, including salaries, when providing financial services.

Bliznyuk noted that he supports the provision of additional benefits to people with official incomes and the fight against gray earnings. At the same time, he suggested taking into account receipts not only at the bank that provides the service, but also at other sites.

"We also support giving more benefits from white income, but there are some ways where you can get these incomes. Well, why, for example, can't we make sure that these incomes can be received within the framework of the multibank system?" he said at the Bank of Russia's Focus on the Customer conference.

According to Bliznyuk, if a client is connected to multi-banking, a financial institution will be able to see receipts to his accounts in other credit institutions and on other platforms and take these amounts into account when assessing income and calculating limits.

He added that this approach can encourage customers to connect the multi-banking service. Now, if a person receives a salary from one bank and applies to another for a loan, they have to independently confirm their income. According to Bliznyuk, the use of multi-banking will also allow faster comparison of offers from different banks.

Settle accounts: the Central Bank urged to accelerate the adoption of the law on multi-banking

Why do customers need this and how secure will their personal data be?

On October 14, Anatoly Aksakov, Chairman of the State Duma Committee on the Financial Market, urged his compatriots not to worry about the safety of their money deposited in large bank accounts, as they are "100% protected." He drew attention to the fact that the largest domestic banks continue to serve customers even in times of difficult situations and do everything to ensure the safety of their centers.